Three ID Theft Protection Programs Reviewed
Posted: Tuesday, March 06, 2007
by Glyn Norman
http://glyn.buildlastingsuccess.com/
In the marketplace for ID Theft Protection, three companies are taking the lead. Invisus Direct, Wells Fargo and PrePaid Legal/Kroll, Inc. On the surface, all three companies seem to offer an almost identical product, but beneath the surface, significant differences emerge.
Invisus Direct primarily offers protection against online ID theft, through securing your computer with software which protects you from such predators, and insures you against ID Theft even if it happens in the offline world. If you already have strong PC protection from another software vendor, like McAfee or Norton, or you own a Mac, you may not need the protection that Invisus offers for around $14.99 per month, per computer.
PrePaid Legal/Kroll, Inc. offers ID Theft protection that monitors your credit report, the use of your Drivers’ License #, your medical records, and your Social Security #. The subscription costs $12.95 per month, but here is where PrePaid Legal/Kroll, Inc., differs from the other two programs.
With Invisus and Wells Fargo, if your identity is stolen, they provide you with a do-it-yourself pack, which contains form letters that you have to send to every financial organization with whom you have dealings, explaining the theft and attempting to remedy the situation. On average, the amount of time this takes is 600 hours. PrePaid Legal/Kroll have a different solution. You sign over a Limited Power of Attorney to them, and THEY spend the 600 hours sorting out the mess.
From my perspective, this tips the balance in favor of PrePaid Legal/Kroll, Inc., though if computer security is your primary concern, you might also consider Invisus.
Glyn Norman has been marketing online since 2006 and protects himself and his family with PrePaid Legal and ID Shield. Details of the plans can be found here: http://www.prepaidlegal.com/hub/glyn75 and details of the Business Opportunity marketing such plans, can be found here: http://glyn.buildlastingsuccess.com/
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Top-level comments on this article: (3 total)Hi there. I would just like to leave a comment. I was using Norton, and found out I was not protected from them. I am now protected from Invisus Direct. I am also protecting people using Spy Doctor, AVG, McAfee...all of these store shelf products. Thank you for bringing up Invisus, and also for the 600 hrs that it would take for the Identity theft part of Invisus I have never heard of such a thing. I just would like to know where this info was gathered up from? Our Identity theft insurance is underwritten by AIG.. Please know folks that I was fooled into thinking I was protected by Norton! I am now protected by Invisus Direct. Also, another point that was not mentioned in this article is that our protection is your Corporate level of internet security. Invisus Direct brings their customers the 'Best of Breed' in Internet security *Sophos-anti-virus, Big Fix-Patch management and security alerts, Kerio-Firewall, SunBelt-Anti-spy ware* FREE tech support right here in the US of A...and then your $25,000 Identity Theft insurance per spouse. All of this for 49 cents a day.....no. Norton and all those other programs can not bring you this...and even do their job! Invisus is a fully managed service..and we have raving fans! With over a 90% customer rate..sounds like it huh? God Bless ~nomorehackers dot net
The 600 hours figure was from a government study on identity theft (The Federal Trade Commission). This is the average amount of time it takes to restore your identity if you are doing the work yourself.
Thank you Glyn. I got lost in the shuffle and could not find this site again. I have added it to my favorites now :0) Again, thank you for the review. Jennifer
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